Travel insurance is intended to cover losses arising from sudden, unforeseeable circumstances while you are outside the province. Even if it is just a quick trip across the border for a couple of hours; accidents can happen. Hospital stays can reach as high as $10,000 a day depending on the care required. MSP only covers about $75 a day outside the province. An annual plan can be purchased to cover all your trips for the entire year and is often the most convenient and affordable approach.
Most travel policies will provide coverage for the following items:
- Out of Country Medical Emergency
- Trip Interruption
- Accidental Death
- Trip Cancellation
- Loss of Baggage